Renovate or sell as-is
Test whether a renovation adds enough sale proceeds or rent to cover its cost, overrun and time.
Illustrative model · Your assumptions stay in this browser tab
Renovate versus as-is
$15,450Difference in modeled net sale proceeds.As-is net sale proceeds
$284,500Renovated net sale proceeds
$299,950Renovated price to break even
$683,737At the entered budget, overrun and delay.Rent-uplift payback
12.6 yearsSimple payback of project and holding cost; excludes financing and tax.Net proceeds
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Renovation cash bridge
All amounts in US dollars unless shown otherwise.
| Item | As-is (USD) | Renovate (USD) |
|---|---|---|
| Sale price | $620,000 | $700,000 |
| Selling fee | -$31,000 | -$35,000 |
| Debt payoff | -$300,000 | -$300,000 |
| Other closing costs | -$4,500 | -$4,500 |
| Project cost | $0 | -$51,750 |
| Extra carrying cost | $0 | -$8,800 |
| Net cash | $284,500 | $299,950 |
How this tool calculates the result
Renovated net proceeds subtract the budget plus overrun allowance and extra carrying cost during the entered delay. The as-is path assumes an immediate sale. Rent-uplift payback is shown as a separate alternative; rent is not added to sale proceeds. No taxes, financing charges on renovation, changing debt balance or sale-probability estimate is included.