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Two markets under one county name

One county, two measures of supply, and no stopwatch for an individual home.

HOUSES3.8months of inventory
CONDOS + TOWNHOUSES7.0months of inventory

A ratio of listings to recent sales, not a predicted time to sell. Source: PBP Real Estate analysis of BeachesMLS listings, September 27, 2026.

PALM BEACH COUNTY

Two ratios.
No individual stopwatch.

There is a number in the county report for the owner of a house, and a different number for the owner of a condo. Imagine each owner finding it over breakfast, each with a move planned before winter. These owners are hypothetical. The numbers are not: on September 27, 2026, PBP Real Estate's analysis of BeachesMLS listings recorded 3,844 houses and 6,292 condos and townhouses for sale in Palm Beach County. Measured against August's completed sales, that worked out to 3.8 months of inventory for houses and 7.0 for the condo and townhouse group.

The house owner circles 3.8 on a calendar. The condo owner counts forward seven months. Both have asked the numbers a question they cannot answer.

Months of inventory is a ratio of a stock to a sales pace. It describes how much is listed relative to how many sales recently closed. It is not the median time to an offer. It is not the chance that a specific unit sells before winter. A house can remain listed longer than 3.8 months; a condo can sell in a week. The split still matters. It says the two property groups entered late September with different amounts of visible supply relative to recent closings. That is worth understanding before anyone converts a county headline into a personal plan.

Above and below the line

The top of the fraction is a September 27 snapshot. The bottom is August closed sales. PBP's source reports 1,009 house closings and 902 condo or townhouse closings for that month. More attached homes were on the market, while the latest complete month's sale counts were closer together. The ratio exposes that imbalance. It does not tell us whether it came from new listings, older unsold listings, seasonal activity or a mixture of all three.

The dates are not interchangeable. An August closing often follows a decision made weeks before it. The September shelf can contain homes that arrived after those buyers chose. If mortgage costs or buyer preferences change between the two dates, the denominator may be a poor guide to the next month's pace. And as homes are newly listed or withdrawn, the shelf itself changes. No owner waits in a fixed queue that must empty in the order it formed.

The sample has edges too. PBP says its analysis uses BeachesMLS listings permitted for internet display, not every property that might be offered. Its property types follow the tax legal description, and its condo group includes townhouses and villas. A high-rise unit and a villa with its own front door can therefore share a column while facing different dues, insurance questions and buyer pools. The method note is not small print to skip. It tells us what the numbers are allowed to represent.

There is another pair of clocks on the same page. The median age of homes still for sale was 61 days for houses and 80 days for condos and townhouses. Those are active listings, not completed sales. Quick sales have already left that group, while the remaining homes keep growing older. Among the homes that did sell in August, the median time to go under contract was 32 days for houses and 51 for condos and townhouses. Neither measure is a forecast for the next owner. One describes survivors still waiting; the other describes successful sales that already happened.

READ THE FRACTION

The top moves.
The bottom remembers.

SEPTEMBER 27 SNAPSHOTAUGUST CLOSINGSACTIVE LISTING AGE

Houses

3,844for sale

1,009closed

61median days

Condos + townhouses

6,292for sale

902closed

80median days

The active-listing ages describe properties still waiting, not time to sale. Categories and figures follow PBP's stated method; listings withheld from internet display are not included.

The houses hidden inside "houses"

Splitting the county in two is an improvement on calling it one market. It is not the last useful cut. A house priced for a broad buyer pool does not compete with every house in the county. A buyer may have a school commute, a financing ceiling or a strong preference for one street. On the attached side, an association's dues, reserves, insurance and financing eligibility can change who can buy a particular unit. Two towers beside one another can present different transactions, even when their asking prices look similar.

The listings that did not close deserve their own column. A home may be withdrawn, rented, relisted or still on the market when a report is published. A ratio built from completed closings cannot explain why those endings occurred. Nor can a median among sold homes describe the wait of a seller who never found an acceptable buyer. If a property returns with a new listing identifier, a short new episode can conceal a much longer attempt to sell. PBP separately reports relistings, a reminder that listing age and owner experience need not start on the same day.

This is where a market summary becomes a decision model, if the evidence supports one. Start with a defined group of comparable properties, not an entire county. Follow listing starts, price changes, withdrawals, offers when observable and completed sales. Let conditions change while the listing is live. Estimate the chance of an offer and a closing by the owner's date, but keep a visible path for no sale. Then calculate net cash after debt, transaction costs and the cost of carrying the property to that date. The answer will still be uncertain. At least it will be uncertain about the owner's question.

There are limits even to that more careful approach. An MLS record may not reveal an offer that failed in private negotiations. It may not tell us why a seller withdrew. A building with little transaction history may not support a credible local closing probability. More observations from other counties can stabilize a model but also smuggle in different financing conditions and buyer behavior. Where evidence thins, the range should widen and the label should say why.

Back at the two imaginary breakfasts, either ending is possible. The detached house could struggle in a thin price tier while a condo in a well-run building draws a qualified buyer quickly. Or the house could close first and the condo could wait. The county ratios do not decide which kitchen will have packed boxes by winter. They tell both owners that a single countywide adjective would have hidden a real difference, and that even the better two-part map is not a timetable.

The county line belongs on the report. The line around an owner's actual options is much smaller: the buyers who can finance this address, the terms they can accept, the alternatives competing for their attention, and the date on which sale proceeds must become usable. That is the market the owner has to live in.

Source notes