.rh-book{--rh-paper:#f5f2eb;--rh-ink:#252922;--rh-muted:#65685d;--rh-line:#c9ccbf;--rh-blue:#3458ff;--rh-depth:0px;background-color:var(--rh-paper);color:var(--rh-ink);background-image:none}.rh-shell{width:min(1160px,88.8%);margin-inline:auto}.rh-book .ic-header{background:0 0}.rh-book main{overflow:clip}.rh-book a{color:inherit}.rh-book button,.rh-book input{font:inherit}.rh-book button,.rh-book a,.rh-book input,.rh-book summary{touch-action:manipulation}.rh-book :is(button,a,input,summary,[tabindex]):focus-visible{outline-offset:5px;outline:2px solid #3458ff}.rh-kicker{font-family:var(--font-geist-sans),Arial,sans-serif;letter-spacing:.14em;text-transform:uppercase;color:var(--rh-blue);font-size:10px;font-weight:600;line-height:1.6}.rh-small{font-family:var(--font-geist-sans),Arial,sans-serif;color:var(--rh-muted);font-size:11px;line-height:1.65}.rh-hero{padding-top:22px}.rh-hero .ic-article-metadata{border:0;margin:0;padding:0 0 25px}.rh-hero-grid{grid-template-columns:48% 52%;align-items:center;gap:0;min-height:670px;display:grid}.rh-hero-copy{z-index:1;padding:22px 0 45px;position:relative}.rh-hero-copy>.rh-kicker{margin:0 0 28px}.rh-hero h1{letter-spacing:-.065em;margin:0;font-family:Georgia,Times New Roman,serif;font-size:clamp(66px,8.8vw,124px);font-weight:400;line-height:.91}.rh-hero h1 em{color:#626957;font-weight:400}.rh-hero-deck{color:#4e574b;max-width:420px;margin:32px 0 30px;font-family:Georgia,Times New Roman,serif;font-size:clamp(21px,2vw,28px);line-height:1.4}.rh-begin{text-transform:uppercase;letter-spacing:.13em;align-items:center;gap:30px;min-height:44px;font-size:10px;font-weight:600;text-decoration:none;display:inline-flex;color:var(--rh-blue)!important}.rh-begin svg{transition:transform .35s}.rh-begin:hover svg{transform:translateY(5px)}.rh-hero-note{max-width:290px;color:var(--rh-muted);margin:18px 0 0;font-size:11px;line-height:1.7}.rh-layered-home{transform:translateY(var(--rh-depth));margin:0;padding:0 80px 0 0;transition:transform .18s linear;position:relative}.rh-layered-home>img{filter:drop-shadow(0 18px 16px #2830230c);width:100%;height:auto;display:block}.rh-layer-labels{color:#5c6557;letter-spacing:.04em;flex-direction:column;justify-content:space-between;width:108px;font-size:11px;display:flex;position:absolute;top:41%;bottom:13%;right:0}.rh-layer-labels span{padding-left:35px;position:relative}.rh-layer-labels span:before{content:"";border-top:1px solid #7b887c;width:27px;position:absolute;top:.7em;left:0}.rh-layer-labels span:after{content:"";background:#3458ff;border-radius:50%;width:4px;height:4px;position:absolute;top:.55em;left:-3px}.rh-layered-home figcaption{color:var(--rh-muted);text-align:center;max-width:400px;margin:12px auto 0;font-size:9px;line-height:1.6}.rh-act-strip{border-block:1px solid var(--rh-line);grid-template-columns:repeat(5,1fr);margin:20px 0 0;display:grid}.rh-act-strip a{flex-direction:column;justify-content:center;gap:9px;min-height:88px;padding:15px 18px;text-decoration:none;transition:background .3s;display:flex}.rh-act-strip a+a{border-left:1px solid var(--rh-line)}.rh-act-strip a:hover{background:#3458ff08}.rh-act-strip span{letter-spacing:.12em;text-transform:uppercase;color:var(--rh-blue);font-size:11px}.rh-act-strip small{color:var(--rh-muted);font-size:10px;line-height:1.4}.rh-act{padding:84px 0 10px;scroll-margin-top:36px;position:relative}.rh-act-opening{align-items:center;gap:34px;margin-bottom:95px;display:flex;position:relative}.rh-act-material{letter-spacing:-.06em;color:var(--rh-ink);opacity:.12;font-family:Georgia,serif;font-size:clamp(66px,10vw,130px);font-style:italic;line-height:1}.rh-act-opening>.rh-act-rule{border-top:1px solid var(--rh-line);flex:1}.rh-act-opening p{margin:4px 0}.rh-act-title{letter-spacing:-.03em;font-family:Georgia,serif;font-size:28px;line-height:1.2}.rh-chapter{border-bottom:1px solid var(--rh-line);margin-bottom:65px;padding-bottom:100px}.rh-chapter:last-child{border:0;margin-bottom:0}.rh-chapter-heading{grid-template-columns:190px minmax(0,730px);align-items:baseline;gap:50px;margin-bottom:35px;display:grid}.rh-chapter-number{color:var(--rh-muted);opacity:.7;font-family:Georgia,serif;font-size:42px;font-style:italic;line-height:1}.rh-chapter h2{letter-spacing:-.045em;text-wrap:balance;margin:0;scroll-margin-top:42px;font-family:Georgia,Times New Roman,serif;font-size:clamp(38px,4.6vw,60px);font-weight:400;line-height:1.04}.rh-reading-row{grid-template-columns:190px minmax(0,730px);gap:50px;display:grid}.rh-margin{border-top:1px solid var(--rh-line);padding-top:15px}.rh-margin>span{letter-spacing:.1em;text-transform:uppercase;color:var(--rh-muted);font-size:9px;line-height:1.65}.rh-margin p{color:var(--rh-muted);max-width:170px;margin:18px 0 0;font-family:Georgia,serif;font-size:18px;line-height:1.45}.rh-prose{color:var(--rh-ink);font-family:Georgia,Times New Roman,serif;font-size:21px;font-weight:400;line-height:1.72}.rh-prose p{margin:0 0 1.3em}.rh-prose p:last-child{margin-bottom:0}.rh-prose a{color:var(--rh-ink);-webkit-text-decoration-color:color-mix(in srgb,var(--rh-blue) 45%,transparent);text-decoration-color:color-mix(in srgb,var(--rh-blue) 45%,transparent);text-underline-offset:4px;text-decoration-thickness:1px;transition:color .2s}.rh-prose a:hover{color:var(--rh-blue)}.rh-prose em{color:inherit}.rh-prose :is(h1,h2,h3){letter-spacing:-.035em;margin:1.8em 0 .7em;font-family:Georgia,serif;font-weight:400;line-height:1.1}.rh-prose h1{font-size:46px}.rh-prose h2{font-size:32px}.rh-prose h3{font-size:27px}.rh-prose li{margin:0 0 .9em}.rh-chapter-0 .rh-prose>p:first-child{letter-spacing:-.03em;margin-bottom:.9em;font-size:34px;line-height:1.25}.rh-reading-continuation .rh-prose{grid-column:2}.rh-act-ink{--rh-paper:#efebe2;--rh-ink:#332b25;--rh-muted:#746b61;--rh-line:#c8c0b5;background:#efebe2}.rh-act-brick{--rh-paper:#e9e6df;--rh-ink:#2f3938;--rh-muted:#5c6c68;--rh-line:#bcc9c3;background:#e9e6df}.rh-act-paper{--rh-paper:#192631;--rh-ink:#f5f1e7;--rh-muted:#b2c0c4;--rh-line:#50616a;--rh-blue:#a4bdff;background:#192631}.rh-act-paper .rh-prose a:hover{color:#c5d4ff}.rh-act-light{--rh-paper:#f4f1e8;--rh-ink:#29372c;--rh-muted:#697165;--rh-line:#c6d0c1;background:#f4f1e8}.rh-figure{border:1px solid var(--rh-line);font-family:var(--font-geist-sans),Arial,sans-serif;margin:52px 0 56px;padding:40px;line-height:1.6;position:relative;overflow:clip}.rh-figure-top{justify-content:space-between;align-items:center;gap:18px;margin-bottom:28px;display:flex}.rh-figure h3{letter-spacing:-.04em;text-wrap:balance;margin:0 0 24px;font-family:Georgia,serif;font-size:clamp(32px,4vw,53px);font-weight:400;line-height:1.06}.rh-figure h3 em{color:var(--rh-blue);font-weight:400}.rh-figure h4{letter-spacing:-.025em;margin:26px 0 14px;font-family:Georgia,serif;font-size:28px;font-weight:400;line-height:1.15}.rh-figure p{font-size:14px;line-height:1.75}.rh-figure figcaption{color:var(--rh-muted);border-top:1px solid var(--rh-line);max-width:900px;margin-top:25px;padding-top:18px;font-size:11px;line-height:1.7}.rh-figure figcaption a{text-underline-offset:3px}.rh-study-grid{grid-template-columns:52% 48%;align-items:center;display:grid}.rh-study-copy{padding:0 0 0 32px}.rh-rights{--rh-ink:#2c3431;--rh-muted:#647367;--rh-line:#c7d3c8;--rh-blue:#3458ff;color:var(--rh-ink);background:#f6f4ee}.rh-rights-drawing svg{width:100%;height:auto;display:block}.rh-rights-drawing>.rh-small{text-align:center;margin:0}.rh-drawing-grid{fill:none;stroke:var(--rh-line);stroke-width:1px;opacity:.5}.rh-rights-ring{fill:none;stroke:#a3b5b4;stroke-width:1px;opacity:.35;transition:stroke .5s,opacity .5s}.rh-rights-ring.rh-selected{stroke:#3458ff;stroke-width:2px;opacity:1;stroke-dasharray:5 5;animation:18s linear infinite paused rh-claim}.rh-rights[data-live=true] .rh-selected{animation-play-state:running}@keyframes rh-claim{to{stroke-dashoffset:-100px}}.rh-house-outline{fill:#f7f5ef;stroke:#55776b;stroke-width:1.8px;stroke-linejoin:round}.rh-choices{flex-wrap:wrap;gap:6px;margin-bottom:30px;display:flex}.rh-choices button{border:1px solid var(--rh-line);cursor:pointer;min-height:44px;color:var(--rh-ink);background:0 0;border-radius:20px;padding:8px 16px;font-size:12px;transition:background .3s,color .3s,border-color .3s}.rh-choices button:hover{border-color:#3458ff}.rh-choices button[aria-pressed=true]{color:#fff;background:#3458ff;border-color:#3458ff}.rh-study-copy [aria-live]{min-height:180px}.rh-artifact{color:#faf5e8;--rh-ink:#faf5e8;--rh-muted:#c0b8ab;--rh-line:#665e50;--rh-blue:#d6b180;background:#2b2926;grid-template-columns:52% 48%;padding:48px;display:grid}.rh-artifact-image{justify-content:center;align-items:center;padding:10px 38px 10px 0;display:flex}.rh-artifact-image img{filter:sepia(.12);width:100%;height:auto;display:block;box-shadow:0 18px 60px #0c080830}.rh-artifact-copy{padding:10px 0 0 28px}.rh-artifact .rh-kicker{color:#d6b180}.rh-artifact h3{margin:24px 0;font-size:clamp(38px,4.8vw,64px)}.rh-artifact dl{border-top:1px solid var(--rh-line);gap:40px;margin:22px 0;padding-top:18px;display:flex}.rh-artifact dt{text-transform:uppercase;letter-spacing:.08em;color:var(--rh-muted);font-size:10px}.rh-artifact dd{margin:8px 0 0;font-size:13px}.rh-artifact-copy>a{color:#d6b180;font-size:12px}.rh-artifact-copy>.rh-small{font-size:10px}.rh-artifact figcaption{grid-column:1/-1;max-width:none}.rh-endpoints{background:#f6f3ea}.rh-endpoint-pair{grid-template-columns:1fr 1fr;gap:60px;padding:30px 0 0;display:grid}.rh-endpoint-pair>div{flex-direction:column;justify-content:flex-end;align-items:flex-start;min-height:310px;display:flex}.rh-endpoint-pair span{color:var(--rh-muted);max-width:260px;margin-bottom:16px;font-size:11px}.rh-endpoint-pair strong{letter-spacing:-.045em;font-family:Georgia,serif;font-size:64px;font-weight:400;line-height:1}.rh-endpoint-pair i{background:linear-gradient(90deg,#6b826b22,#6b826b08);border-top:2px solid #557b63;width:100%;max-width:330px;margin-top:15px;display:block}.rh-endpoint-pair small{color:var(--rh-muted);border-top:1px solid var(--rh-line);width:100%;padding-top:15px;font-size:10px}.rh-mortgage{color:#fff;--rh-ink:#fff;--rh-muted:#dee5ff;--rh-line:#7f99ec;--rh-blue:#e5d7ba;background:#264adb;border-color:#5273ed;padding:48px}.rh-mortgage .rh-kicker{color:#e8eeff}.rh-mortgage h3{font-size:clamp(36px,4.6vw,64px)}.rh-figure-deck{max-width:620px;margin-bottom:38px}.rh-loan-layout{border-top:1px solid var(--rh-line);grid-template-columns:31% 69%;gap:0;padding:26px 0 0;display:grid}.rh-controls{padding:12px 32px 0 0}.rh-controls label{flex-direction:column;gap:14px;margin-bottom:15px;font-size:11px;display:flex}.rh-controls output{font-family:Georgia,serif;font-size:35px;line-height:1}.rh-book input[type=range]{accent-color:#e5d7ba;cursor:pointer;width:100%;height:28px}.rh-range-ends{color:var(--rh-muted);justify-content:space-between;margin:0 0 35px;font-size:10px;display:flex}.rh-study-actions{flex-wrap:wrap;gap:12px;display:flex}.rh-study-actions :is(button,a),.rh-download{color:inherit;cursor:pointer;background:0 0;border:0;border-bottom:1px solid;justify-content:center;align-items:center;gap:8px;min-height:44px;padding:8px 0;text-decoration:none;display:inline-flex;font-size:11px!important}.rh-download:hover,.rh-study-actions :is(button,a):hover{opacity:.75}.rh-book :is(.rh-download,.rh-study-actions button,.rh-study-actions a,.rh-grow-actions button) svg{flex-shrink:0;width:16px;max-width:none;height:16px;margin:0;padding:0}.rh-loan-results{border-left:1px solid var(--rh-line);padding-left:32px}.rh-loan-numbers{grid-template-columns:1fr 1fr;gap:25px;display:grid}.rh-loan-numbers span{color:#e3e9ff;font-size:10px;display:block}.rh-loan-numbers strong{letter-spacing:-.04em;margin:8px 0 30px;font-family:Georgia,serif;font-size:42px;font-weight:400;display:block}.rh-chart-label{color:#dce5ff;justify-content:space-between;gap:12px;font-size:9px;line-height:1.5;display:flex}.rh-loan-chart{width:100%;height:auto;margin-top:8px;display:block;overflow:visible}.rh-loan-chart text{font-family:var(--font-geist-sans),Arial,sans-serif;fill:#e6ecff;font-size:12px}.rh-chart-grid{fill:none;stroke:#ffffff25;stroke-width:1px}.rh-loan-io{fill:none;stroke:#efd59d;stroke-width:3px}.rh-loan-amortizing{fill:none;stroke:#fff;stroke-width:3px}.rh-maturity-line{fill:none;stroke:#cdd7ff;stroke-dasharray:4 5}.rh-io-dot{fill:#efd59d}.rh-amortizing-dot{fill:#fff}.rh-plot-key{gap:22px;margin:0 0 24px;font-size:10px;display:flex}.rh-loan-axis{color:#e3e9ff;justify-content:space-between;margin:0 7% 14px;font-size:10px;display:flex}.rh-mortgage .rh-scale-note{color:#e3e9ff;margin:0 0 15px;font-size:10px}.rh-plot-key span{align-items:center;gap:7px;display:flex}.rh-plot-key i{border-top:2px solid #fff;width:17px}.rh-plot-key .rh-key-io{border-color:#efd59d}.rh-maturity{border-top:1px solid var(--rh-line);grid-template-columns:1fr 1fr;gap:24px;padding-top:18px;display:grid}.rh-maturity span{font-size:10px;line-height:1.5;display:block}.rh-maturity strong{letter-spacing:-.03em;margin:12px 0;font-family:Georgia,serif;font-size:37px;font-weight:400;display:block}.rh-maturity small{color:#e3e9ff;font-size:10px;line-height:1.6;display:block}.rh-details{border-top:1px solid var(--rh-line);margin-top:20px;padding-top:4px;font-size:12px}.rh-details summary{cursor:pointer;min-height:44px;padding:12px 0}.rh-details p{max-width:750px;font-size:12px}.rh-table-scroll{overflow:auto}.rh-details table{border-collapse:collapse;text-align:left;font-variant-numeric:tabular-nums;width:100%;font-size:11px}.rh-details caption{text-align:left;margin:10px 0;font-size:10px}.rh-details td,.rh-details th{border-bottom:1px solid var(--rh-line);padding:10px 12px}.rh-ownership{color:#273f35;--rh-ink:#273f35;--rh-muted:#5d726a;--rh-line:#b6c9bd;--rh-blue:#496d54;background:#f4f3ed}.rh-ownership-head{justify-content:space-between;align-items:end;gap:24px;margin:30px 0 40px;display:flex}.rh-ownership-head p{max-width:230px;font-size:12px}.rh-ownership-head strong{letter-spacing:-.05em;font-family:Georgia,serif;font-size:60px;font-weight:400;line-height:1;display:block}.rh-ownership-head span{margin-top:12px;font-size:10px;display:block}.rh-year-select{color:var(--rh-muted);align-items:center;gap:14px;font-size:10px;display:flex}.rh-year-select select{font:inherit;color:#273f35;cursor:pointer;background:#f4f3ed;border:1px solid #91ab98;border-radius:3px;min-height:44px;padding:8px;font-size:12px}.rh-ownership-chart{gap:28px;height:260px;padding:20px 23px 10px 0;display:flex}.rh-ylabels{width:30px;color:var(--rh-muted);flex-direction:column;justify-content:space-between;font-size:10px;display:flex}.rh-dot-field{flex:1;position:relative}.rh-dot-grid{border-top:1px solid var(--rh-line);position:absolute;left:0;right:0}.rh-observation{cursor:pointer;color:#41694b;background:0 0;border:0;border-radius:50%;width:44px;height:44px;padding:0;position:absolute;transform:translate(-50%,50%)}.rh-observation>span:first-child{background:currentColor;border:2px solid #f4f3ed;border-radius:50%;width:9px;height:9px;margin:auto;transition:transform .25s;display:block;box-shadow:0 0 0 1px}.rh-observation[aria-pressed=true]>span:first-child{color:#3458ff;transform:scale(1.3);box-shadow:0 0 0 1px #3458ff,0 0 0 7px #3458ff16}.rh-observation-value{white-space:nowrap;opacity:0;color:#273f35;font-size:10px;position:absolute;bottom:41px;left:50%;transform:translate(-50%)}.rh-observation:hover .rh-observation-value,.rh-observation:focus-visible .rh-observation-value,.rh-observation[aria-pressed=true] .rh-observation-value{opacity:1}.rh-xlabels{color:var(--rh-muted);justify-content:space-between;margin:5px 23px 26px 58px;font-size:10px;display:flex}.rh-route{border-inline:0;padding-inline:0}.rh-route-nodes{grid-template-columns:repeat(4,1fr);margin:0;padding:30px 0 0;list-style:none;display:grid}.rh-route-nodes li{border-top:1px solid #8dabb7;padding:25px 25px 0 0;position:relative}.rh-route-nodes li:before{content:"";background:#bfd0de;border-radius:50%;width:7px;height:7px;position:absolute;top:-4px;left:0}.rh-route-nodes li:not(:last-child):after{content:"→";color:#a7bdc9;background:#192631;padding-left:8px;font-size:19px;position:absolute;top:-17px;right:18px}.rh-route-number{letter-spacing:.12em;color:#a7bdc9;font-size:10px}.rh-route-nodes h4{margin:20px 0 14px;font-size:30px}.rh-route-nodes p{color:#c4cdd0;max-width:200px;font-size:12px}.rh-lease{background:#e9eee5}.rh-lease-grid{grid-template-columns:55% 45%;align-items:center;gap:0;margin-top:30px;display:grid}.rh-lease-grid>svg{width:100%;height:auto;padding-right:32px}.rh-lease-grid>div{border-left:1px solid var(--rh-line);padding-left:30px}.rh-lease-grid label{font-size:11px}.rh-years{align-items:baseline;gap:18px;margin:20px 0 25px;display:flex}.rh-years output{letter-spacing:-.05em;font-family:Georgia,serif;font-size:75px;line-height:1}.rh-years span{font-size:11px}.rh-lease input[type=range]{accent-color:#3458ff}.rh-term-track{background:#bac8b6;height:2px;margin:5px 0 22px}.rh-term-track span{background:#3458ff;height:2px;transition:width .2s;display:block}.rh-lease-ground{fill:none;stroke:#94a591;stroke-width:1px}.rh-lease-grid p{min-height:90px;font-size:13px}.rh-growing{background:#f9f6ee}.rh-growing-layout{grid-template-columns:60% 40%;align-items:center;display:grid}.rh-growing-layout>svg{width:100%;height:auto}.rh-growing-layout>div{padding-left:30px}.rh-growing-layout h4{min-height:65px}.rh-growing-layout p{min-height:95px}.rh-room{transition:opacity .5s,transform .65s cubic-bezier(.2,.7,.2,1)}.rh-room path{fill:#eee9dc;stroke:#557463;stroke-width:1.5px;stroke-linejoin:round}.rh-room path:nth-child(2){fill:#f7f4ec}.rh-room path:nth-child(3){fill:#dfddcc}.rh-room .rh-room-window{fill:#a9bbb5}.rh-room-future{opacity:.24;transform:translateY(-12px)}.rh-room-future path{fill:#0000;stroke-dasharray:4 5}.rh-room-future .rh-room-window{fill:#0000}.rh-room-present{opacity:1;transform:translateY(0)}.rh-grow-actions{gap:12px;margin:22px 0 10px;display:flex}.rh-grow-actions button{min-width:44px;min-height:44px;color:var(--rh-ink);cursor:pointer;background:0 0;border:1px solid #879987;border-radius:2px;justify-content:center;align-items:center;gap:8px;padding:10px 14px;font-size:12px;display:inline-flex}.rh-grow-actions button:hover:enabled{color:#fff;background:#3458ff;border-color:#3458ff}.rh-grow-actions button:disabled{opacity:.3;cursor:default}.rh-adequacy{background:#e7ece0;border:0;padding:45px}.rh-adequacy>.rh-kicker{margin-bottom:28px;display:block}.rh-adequacy ul{grid-template-columns:1fr 1fr;gap:0 40px;margin:34px 0;padding:0;list-style:none;display:grid}.rh-adequacy li{border-top:1px solid var(--rh-line);gap:24px;padding:18px 0;font-family:Georgia,serif;font-size:24px;line-height:1.3;display:flex}.rh-adequacy li span{font-family:var(--font-geist-sans),Arial,sans-serif;letter-spacing:.1em;color:var(--rh-muted);padding-top:6px;font-size:10px}.rh-notes{padding:85px 0 70px}.rh-notes>.rh-kicker{margin-bottom:42px}.rh-notes-prose{color:#525c4e;max-width:730px;margin-left:240px;font-size:18px}.rh-notes-prose>.rh-notes-title{color:var(--rh-ink);margin-top:0;font-size:45px}.rh-markdown{text-underline-offset:5px;align-items:center;gap:20px;min-height:44px;margin:35px 0 0 240px;font-size:12px;display:inline-flex;color:#3458ff!important}.rh-close{border-top:1px solid var(--rh-line);justify-content:space-between;align-items:center;padding:42px 0 70px;display:flex}.rh-close p{margin:0;font-family:Georgia,serif;font-size:28px}.rh-close a{color:#3458ff;align-items:center;min-height:44px;font-size:12px;text-decoration:none;display:flex}.rh-book .ic-share{background:0 0}@media (max-width:1080px){.rh-chapter-heading,.rh-reading-row{grid-template-columns:140px minmax(0,730px);gap:32px}.rh-margin p{font-size:16px}.rh-notes-prose,.rh-markdown{margin-left:172px}.rh-hero-grid{min-height:550px}.rh-hero h1{font-size:clamp(65px,8.8vw,100px)}.rh-layered-home{padding-right:45px}.rh-layer-labels{width:80px;font-size:9px}.rh-layer-labels span{padding-left:21px}.rh-layer-labels span:before{width:17px}.rh-figure{padding:30px}.rh-artifact,.rh-mortgage{padding:35px}.rh-controls{padding-right:22px}.rh-loan-results{padding-left:22px}.rh-loan-numbers strong{font-size:34px}.rh-maturity strong{font-size:30px}.rh-study-copy{padding-left:20px}.rh-choices{gap:5px}.rh-choices button{padding:8px 12px}.rh-figure h3{font-size:40px}}@media (max-width:800px){.rh-hero .ic-article-metadata{padding-bottom:20px}.rh-hero-grid{grid-template-columns:1fr;min-height:0}.rh-hero-copy{padding-bottom:25px}.rh-hero h1{font-size:clamp(75px,13vw,110px)}.rh-hero-deck{max-width:500px;margin-top:26px;font-size:24px}.rh-hero-note{max-width:420px}.rh-layered-home{width:100%;max-width:540px;margin:auto;padding:0 60px 0 25px}.rh-layer-labels{width:95px;font-size:10px}.rh-layered-home figcaption{max-width:330px;font-size:9px}.rh-act-strip{margin-top:35px}.rh-act-strip a{min-height:74px;padding:14px 12px}.rh-act-strip small{display:none}.rh-act-strip span{letter-spacing:.06em;font-size:10px}.rh-act{padding-top:60px}.rh-act-opening{gap:24px;margin-bottom:60px}.rh-act-material{font-size:80px}.rh-act-title{font-size:23px}.rh-act-rule{display:none}.rh-chapter-heading{grid-template-columns:34px minmax(0,1fr);gap:18px;margin-bottom:25px}.rh-chapter-number{font-size:26px}.rh-chapter h2{font-size:40px}.rh-reading-row{display:block}.rh-margin{margin:0 0 25px;padding-top:10px;display:block}.rh-margin p{display:none}.rh-margin>span{font-size:9px}.rh-prose{font-size:20px;line-height:1.73}.rh-chapter{margin-bottom:50px;padding-bottom:65px}.rh-chapter-0 .rh-prose>p:first-child{font-size:29px}.rh-notes-prose,.rh-markdown{margin-left:0}.rh-figure{margin:38px 0 42px;padding:28px}.rh-artifact{display:block}.rh-artifact-image{max-width:440px;margin:auto;padding:0 0 30px}.rh-artifact-copy{padding:0}.rh-artifact h3{font-size:48px}.rh-artifact-image img{width:100%}.rh-study-grid{grid-template-columns:1fr}.rh-rights-drawing{width:100%;max-width:480px;margin:auto}.rh-study-copy{padding:20px 0 0}.rh-study-copy [aria-live]{min-height:150px}.rh-loan-layout{flex-direction:column;display:flex}.rh-loan-results{border:0;order:0;padding:0}.rh-controls{border-top:1px solid var(--rh-line);order:1;grid-template-columns:1fr 1fr;column-gap:24px;margin-top:32px;padding:30px 0 0;display:grid}.rh-controls label:first-of-type{grid-area:1/1}.rh-controls input:first-of-type{grid-area:2/1}.rh-controls .rh-range-ends:first-of-type{grid-area:3/1}.rh-controls label:nth-of-type(2){grid-area:1/2}.rh-controls input:nth-of-type(2){grid-area:2/2}.rh-controls .rh-range-ends:nth-of-type(2){grid-area:3/2}.rh-study-actions{grid-column:1/-1}.rh-loan-numbers strong{font-size:40px}.rh-maturity strong{font-size:35px}.rh-ownership-head strong{font-size:53px}.rh-ownership-chart{height:230px}.rh-lease-grid,.rh-growing-layout{display:block}.rh-lease-grid svg{max-width:530px;margin:auto;padding:0;display:block}.rh-lease-grid>div{border:0;padding:25px 0 0}.rh-lease-grid p{min-height:0}.rh-growing-layout svg{max-width:580px;margin:auto;display:block}.rh-growing-layout>div{padding:18px 0 0}.rh-growing-layout p,.rh-growing-layout h4{min-height:0}.rh-route-nodes{grid-template-columns:1fr 1fr;gap:35px 20px}.rh-route-nodes li:nth-child(2):after{display:none}.rh-adequacy li{gap:16px;font-size:22px}.rh-endpoint-pair{gap:30px}.rh-endpoint-pair strong{font-size:56px}}@media (max-width:480px){.rh-shell{width:calc(100% - 40px)}.rh-hero{padding-top:16px}.rh-hero-copy>.rh-kicker{margin-bottom:25px;font-size:9px}.rh-hero h1{font-size:clamp(63px,17.3vw,84px)}.rh-hero-deck{margin:25px 0 20px;font-size:22px;line-height:1.4}.rh-hero-note{margin-top:12px;font-size:10px}.rh-layered-home{margin-top:8px;padding:0 30px 0 0}.rh-layer-labels{width:65px;font-size:8px;top:42%;bottom:17%}.rh-layer-labels span{padding-left:14px}.rh-layer-labels span:before{width:10px}.rh-layered-home figcaption{max-width:270px;margin-top:15px;font-size:8px}.rh-act-strip a{min-height:62px;padding:12px 7px}.rh-act-strip span{letter-spacing:0;font-size:9px}.rh-act-opening{margin-bottom:45px;display:block}.rh-act-material{margin-bottom:22px;font-size:80px;display:block}.rh-act-title{max-width:260px;font-size:28px}.rh-act-opening>.rh-act-rule{display:none}.rh-chapter h2{font-size:35px}.rh-chapter-heading{grid-template-columns:27px minmax(0,1fr);gap:12px}.rh-prose{font-size:19px;line-height:1.74}.rh-chapter{margin-bottom:45px;padding-bottom:48px}.rh-figure{padding:22px 18px}.rh-figure h3{margin-bottom:21px;font-size:33px;line-height:1.09}.rh-figure-top{align-items:start;gap:15px;margin-bottom:25px}.rh-figure-top>.rh-small{display:none}.rh-kicker{font-size:9px}.rh-figure figcaption{font-size:10px;line-height:1.75}.rh-artifact h3{font-size:47px}.rh-artifact dl{gap:28px}.rh-study-copy [aria-live]{min-height:170px}.rh-choices{gap:5px}.rh-choices button{padding:8px 10px;font-size:11px}.rh-figure h4{font-size:26px}.rh-controls{column-gap:18px}.rh-controls output{font-size:29px}.rh-controls label{font-size:10px}.rh-loan-numbers{gap:12px}.rh-loan-numbers span{font-size:9px}.rh-loan-numbers strong{margin-bottom:25px;font-size:31px}.rh-chart-label{font-size:8px}.rh-chart-label span:last-child{text-align:right;max-width:80px}.rh-loan-chart text{font-size:15px}.rh-maturity{display:block}.rh-maturity>div+div{border-top:1px solid var(--rh-line);margin-top:22px;padding-top:22px}.rh-maturity strong{font-size:40px}.rh-plot-key{gap:18px;font-size:9px}.rh-ownership-head{align-items:start;gap:14px;margin-bottom:45px}.rh-ownership-head p{max-width:140px;font-size:11px}.rh-ownership-head strong{font-size:45px}.rh-ownership-head span{max-width:110px;font-size:9px}.rh-ownership-chart{gap:10px;height:215px}.rh-ylabels{width:25px;font-size:9px}.rh-xlabels{margin-left:35px;font-size:9px}.rh-endpoint-pair{gap:20px}.rh-endpoint-pair span{font-size:10px}.rh-endpoint-pair strong{font-size:49px}.rh-endpoint-pair small{font-size:9px}.rh-endpoint-pair>div{min-height:310px}.rh-route{padding-inline:0}.rh-route-nodes{gap:35px 16px}.rh-route-nodes li{padding-right:0}.rh-route-nodes h4{font-size:25px}.rh-route-nodes p{font-size:11px}.rh-route-nodes li:after{right:5px!important}.rh-adequacy ul{display:block}.rh-adequacy li{gap:22px;padding:16px 0;font-size:23px}.rh-notes{padding-top:60px}.rh-notes-prose{font-size:17px}.rh-notes-prose h1{font-size:36px}.rh-notes-prose h2{font-size:28px}.rh-close{padding-bottom:50px}.rh-book .ic-header{flex-wrap:wrap;gap:2px 18px;height:auto;min-height:76px;padding-block:12px}.rh-book .ic-header .lp-auth-nav{gap:11px;margin-left:auto}.rh-book .ic-header .lp-nav-link{font-size:11px}}@media (prefers-reduced-motion:reduce){.rh-book *,.rh-book :before,.rh-book :after{scroll-behavior:auto!important;transition:none!important;animation:none!important}.rh-layered-home,.rh-room-future{transform:none}}@media print{.rh-book{background:#fff}.rh-book .rh-act{color:#111;--rh-ink:#111;--rh-muted:#444;--rh-line:#bbb;--rh-blue:#244dc5;background:#fff}.rh-book :is(.rh-act-strip,.rh-begin,.rh-controls,.rh-study-actions,.rh-download,.rh-grow-actions,.rh-close){display:none}.rh-shell{width:100%}.rh-prose{font-size:12pt;line-height:1.55}.rh-reading-row{display:block}.rh-margin{display:none}.rh-figure{break-inside:avoid}.rh-chapter h2{break-after:avoid}.rh-layered-home{transform:none}}